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Delay the Bills

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Ford Philippines opened 2026 with a sales push aimed at buyers who want a new vehicle without immediate monthly payments.

The carmaker rolled out its Drive Now, Pay Later program, allowing customers to purchase select models and delay bank amortization for up to four months. The offer runs across all Ford dealerships nationwide until January 31.

Leading the program are the Ford Everest and Ford Ranger. Buyers of the Everest Trend can drive home the SUV with three months of free amortization. The Ranger Wildtrak 4×2 comes with four months of free payments, while the Ranger Sport 4×4 includes three months.

Ford said the program is meant to make vehicle ownership easier early in the year, especially for customers planning big purchases after the holidays.

In addition to the deferred payments, Ford also lined up January-only deals across its lineup. Cash discounts, low all-in down payment options, and special financing schemes are available on several models.

The Everest carries cash savings of up to P95,000, with select variants offered at an all-in down payment of P69,000. The Ranger lineup features cash discounts reaching P155,000, also paired with P69,000 all-in deals on certain variants.

Performance-focused buyers still get extended offers on the Ford Ranger Raptor, including cash discounts and bundled care packages depending on the engine variant.

Ford also highlighted more accessible options within the range. The Ranger XLS AT remains priced from P1.379 million, while the Ford Territory Hybrid Trend starts at P1.399 million. January buyers of the Territory Hybrid Trend can choose between a P20,000 discount or a complimentary three-year scheduled service plan.

Larger SUVs are part of the push as well. The Ford Explorer and Ford Bronco are offered with either a P99,000 all-in deal or zero-percent interest with 20 percent down payment spread over 60 months.

Ford said details of the offers are available through its dealerships and official online channels.

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Toyota P179K Drive, P100K Off Deals

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Toyota rolls out P179,700 entry deals and up to P100,000 savings this April

Toyota Motor Philippines has launched a month-long promo that highlights low entry costs, flexible financing, and cash discounts across select models. The campaign runs from April 15 to 30, 2026.

The offer centers on three payment options designed to fit different budgets. The Pay Low plan starts with a 15 percent down payment and a 60-month term. It includes one year of comprehensive insurance and three years of LTO registration. Some finance lease deals also waive chattel mortgage fees.

Under this plan, the Toyota ATIV 1.5 HEV CVT in two-tone is available from P179,700. The hybrid sedan posts fuel economy figures of up to 43.7 km/L in city driving and 26.3 km/L combined.

Buyers who prefer lower monthly payments can choose the Pay Light option. The plan spreads amortization over 60 months. The Corolla Cross 1.8 V HEV CVT is offered from P17,403 per month. It delivers 48.5 km/L in urban conditions and 23.6 km/L combined.

Customers ready to pay in full can take the Straight Cash option. Discounts vary by model. The Yaris Cross 1.5 S HEV CVT carries savings of up to P100,000. It returns up to 34.5 km/L in city driving and 27.8 km/L combined.

Toyota also bundles added ownership perks. Select models get free periodic maintenance service and service discount vouchers. Trade-in rebates reach up to P30,000. Some variants include one year of insurance. All new vehicles carry a five-year warranty.

The promo covers selected models and remains subject to approval and availability. Full mechanics and participating units are listed on Toyota’s official promo page.

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EastWest Introduces AutoCash Vehicle Refinancing Program

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East West Banking Corporation has launched EastWest AutoCash, a refinancing program that allows vehicle owners to secure funds using their car as collateral while continuing to use it for daily mobility.

The program gives car owners access to cash based on the value of their vehicle. Clients may borrow up to 70 percent of the vehicle’s appraised value, with repayment terms that can extend up to 48 months. EastWest also offers a special interest rate of 0.68 percent per month for loans set at 50 percent loan-to-value (LTV), which is among the more competitive refinancing rates in the market. Standard refinancing loans carry a monthly rate of 0.88 percent.

EastWest AutoCash is open to both existing EastWest clients and new customers. The bank said the program is intended for car owners who need funds for business expansion, education, medical expenses, emergencies, or other personal needs.

To qualify, the vehicle must be registered under the borrower’s name and must not be more than 10 years old. If the vehicle still carries an existing loan, the new loan amount must exceed the remaining balance. EastWest will release the proceeds after deducting the outstanding balance.

EastWest President and CEO Jerry G. Ngo said the program provides customers with a practical way to access funds without giving up their vehicle.

“EastWest AutoCash gives customers a smart way to access funds using an asset they already own — without disrupting their daily mobility. It’s about helping our clients move forward financially while continuing to move forward in life,” Ngo said.

Interested clients may visit the EastWest website to learn more about the AutoCash refinancing program.

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Ford March Madness Deals Return

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A white Ford Everest drives through shallow water with trees and mountains in the background.

Ford Philippines has brought back its annual “March Madness” promotion, offering a week of discounts, trade-in support, and service deals for customers across its vehicle lineup and aftersales network. The limited-time campaign runs from March 9 to March 15 at Ford dealerships nationwide.

Ford describes the program as one of its most anticipated retail campaigns of the year. The company says the return of March Madness expands beyond vehicle offers and now includes savings on maintenance services and accessories.

Ryan Lorenzo, Retail Product Marketing and Business Growth Director of Ford Philippines, said the campaign aims to make Ford ownership easier for both new buyers and existing customers. He said the program now includes after-sales offers to improve the ownership experience alongside vehicle promotions.

Customers who reserve a vehicle during the March 9 to 15 promo period can receive discounts of up to P200,000 on select Ranger Sport variants. Ford is also offering a P30,000 trade in subsidy for customers who plan to replace their current vehicle with a new Ford model. An additional P20,000 discount applies to the Everest, Territory Hybrid, and other Ranger variants during the same period.

The promotion also covers service appointments. Customers who schedule a periodic maintenance service during the campaign can receive a 10 percent discount on Ford parts and labor. Genuine Ford accessories are also offered with a 10 percent discount.

Ford added a raffle incentive for service customers. Those who spend at least P10,000 on parts or services during the promo period can join a draw for service vouchers worth up to P10,000 or a Ford dashcam.

Beyond the one week campaign, Ford continues its month long offers across several models. The Ranger Sport 4×2 comes with an all in deal starting at P59,000, while the Ranger XLS is available with a P99,000 all in financing package.

SUV buyers also receive financing options for the Territory Hybrid Titanium X with a P99,000 all in offer. The Everest Trend is available with a P79,000 all in package, while Everest Titanium 4×2 and 4×4 variants carry P99,000 all in financing deals.

Ford also introduced a new service bundle for Everest owners called the 5 Star Care Package. The package includes a five year scheduled service plan, five year warranty, and five year emergency roadside assistance. Ford estimates the benefits represent around P50,000 in savings. Buyers who select the package can receive a P60,000 discount on the Everest Titanium 4×4 or a P45,000 discount depending on variant availability.

The brand’s premium models also receive promotional offers. The Mustang Mach E electric SUV is available with a P500,000 discount or zero percent interest with a 50 percent down payment for 60 months. The Explorer 2.3L Limited EcoBoost carries a P1,000,000 discount or zero percent interest with a 20 percent down payment for 60 months. The Bronco Outer Banks with Sasquatch Package is offered with a P1,370,000 discount or zero percent interest under the same financing terms.

Ford Philippines said the offers run throughout March, with additional dealer specific promotions available during the March Madness week. Financing programs are available through partner banks BPI and EastWest Bank, subject to standard approval and dealership conditions.

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